Free Rent vs Buy Comparison

Should You Rent or Buy a Home?

Compare total costs, equity growth, and long-term wealth impact. See which option actually saves you money over 5, 10, or 20 years.

Compare Your Housing Options

Enter your details and see which option builds more wealth over time

🏢 Renting

$
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🏠 Buying

$
%
%
%
$
$

-Year Total Costs

🏢 Renting

Total cost over years

🏠 Buying

Total cost over years

Ready to Compare?

Enter your rental and purchase details above to see an instant comparison

Detailed Cost Breakdown

Here's exactly how the numbers break down

🏢 Renting Breakdown
Total Rent Payments:
Monthly Payment (Current):
Annual Increase:
Total Cost:
🏠 Buying Breakdown
Monthly Mortgage:
Down Payment:
Property Tax (Total):
Insurance (Total):
Maintenance (Total):
Total Cost:

What Makes This Calculator Different

Get insights beyond just monthly payments

Long-term Analysis

See 5, 10, and 30-year projections

Hidden Costs

Includes taxes, insurance, and maintenance

Investment Comparison

Compare to investing the difference

Stop Stressing. Start Succeeding.

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The difference is clear

❌ Traditional Apps: Where did my money go?

Broader: Where will my money take me?