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Financial Calculators That Actually Help

From retirement planning to debt payoffโ€”get clear answers to your money questions in under 60 seconds.

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Real-World Scenarios

See how Broader helps people make better financial decisions every day

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Retirement Readiness Check

"I'm 35 years old earning $75,000/year with $150,000 saved. Am I on track for retirement?"

Broader Answer:

Using the Retirement Savings Calculator, you have exactly 2x your salary saved, which matches the recommended benchmark for age 35. You're on track for a comfortable retirement if you maintain your current savings rate!

Check Your Retirement Status โ†’
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Buy vs Rent Decision

"Rent is $3,500/month. Should I buy a $650,000 house instead?"

Broader Answer:

The Rent vs Buy Calculator shows that over 7 years, buying would save you approximately $84,000 and build $156,000 in home equity, making buying the better long-term choice.

Try Rent vs Buy Calculator โ†’
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Emergency Fund Planning

"I'm a freelancer with irregular income. How much should I save for emergencies?"

Broader Answer:

The Emergency Fund Calculator recommends 8-12 months of expenses (instead of the typical 3-6) due to irregular income, totaling approximately $48,000-$72,000 based on $6,000 monthly expenses.

Try Emergency Fund Calculator โ†’
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Millionaire Journey

"I'm 25, saving $2,000/month. When will I become a millionaire?"

Broader Answer:

The Millionaire Calculator shows you'll reach $1M by age 42 (in 17 years) with consistent $2,000 monthly investments earning 7% annual returns. That's $408,000 contributed and $592,000 in compound growth!

Try Millionaire Calculator โ†’
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Debt Freedom

"I have $45,000 in student loans at 6% interest. How much faster can I pay it off with extra payments?"

Broader Answer:

The Debt Payoff Calculator shows that adding just $200/month extra reduces your payoff time from 10 years to 7.2 years, saving you $8,400 in interest!

Try Debt Payoff Calculator โ†’
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Guilt-Free Spending

"I make $85,000/year. How much can I spend on dining out and entertainment without guilt?"

Broader Answer:

The Quick Budget Calculator shows after taxes, savings, and essentials, you can allocate approximately $800/month for dining and entertainment while still meeting your financial goals!

Try Quick Budget Calculator โ†’

All Free Tools

Comprehensive financial calculators to help you make informed decisions

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Quick Budget

Calculate how much fun money you can spend guilt-free after covering essentials and savings goals.

Perfect for: Income allocation, spending limits, financial balance
Calculate Budget
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Investment Growth

See how your investments grow over time with the power of compound interest and regular contributions.

Perfect for: Retirement planning, wealth building, investment projections
Project Growth
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Millionaire Timeline

Find out exactly when you'll become a millionaire based on your current savings rate and investment returns.

Perfect for: Long-term goals, motivation, wealth milestones
Find Your Date
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Rent vs Buy

Compare the total costs of renting versus buying and discover the long-term wealth impact of your housing decision.

Perfect for: Home buying decisions, cost comparisons, wealth building
Compare Options
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Emergency Fund

Get personalized emergency fund recommendations based on your income stability, expenses, and life situation.

Perfect for: Financial security, risk management, peace of mind
Calculate Fund
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Debt Payoff

Calculate how extra payments can dramatically accelerate your debt freedom and save thousands in interest.

Perfect for: Debt elimination, interest savings, financial freedom
Payoff Plan
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Retirement Savings

Check if you're saving enough for retirement. Compare your savings to recommended benchmarks and get personalized insights.

Perfect for: Retirement readiness, savings goals, financial security
Check Status
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Car Affordability

Find out what car you can actually afford using the 20/4/10 rule: 20% down, 4-year loan, 10% of income for total car costs.

Perfect for: Car shopping, budget planning, avoiding overextension
Check Affordability
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Home Affordability

Calculate what home you can afford using the 28/36 debt-to-income rule with comprehensive cost estimates including taxes and insurance.

Perfect for: Home buying decisions, mortgage planning, budget analysis
Check Affordability

Save More. Stress Less.

Transform your financial anxiety into excitement about your future. Broader Pro shows you exactly how to win with money.